AceMoney 4.18.1 provides a simple yet effective program which makes it easy to manage multiple accounts of different types, create and manage budgets, juggle finances in multiple currencies, track spending habits, record expenses, transfer among accounts, and do on-line banking. Account information can be shared or password protected. Scheduled backup is automatic. Many other features are instantly usable without prior experience in accountingAceMoney helps to organize and manage personal finances quickly and easily. It supports all the features required for home or even small-business accounting needs.Major Features:Manage multiple accounts of different typesAceMoney supports checking, savings, credit cards, loans, debt accounts. You can even create your own account type, such as a cash allowance for your kids!Get updated balances automaticallyAceMoney can automatically download transactions, categorize them, and give you an updated balance to show you exactly how much you have spent.Create and manage budgetsThe program has more than 100 predefined spending categories. Setup budget limits for every category and track the difference between actual and budgeted values.Track performance of investmentsTrack 401k, Stock options, Employee Stock Purchase Plans or any other investment activities. You don't need to enter the stock quotes manually: AceMoney will download them from the net!Do your financial math in multiple currenciesThe software supports more than 150 different currencies and automatically downloads their exchange rates from Internet.Categorize income and expensesAceMoney automatically categorizes all your business and personal transactions so you can see exactly where your money goes. Generate any report by categories or payors/payees, including pie charts. Now you can see at a glance how much you spent on food last month. Find all your withdrawals and deposits by any parameter.Import data from MS Money, Quicken and other softwareAceMoney allows to transfer years of your existing transactions from Microsoft Money or Quicken in a few simple steps. AceMoney can import data from the other packages in the industry standard QIF and OFX formats.Don't miss the next deadline for billsAceMoney takes control over your bills and shows you when they should be paid.Double checkEnjoy the security of password protection of every file, scheduled backups and many other features without having any experience in accounting!Plan debts and mortgage paymentsAceMoney provides a loan calculator to plan debt payments and a professional mortgage calculator to estimate future morgage payments if you are planning to purchase real estate.Do e-business with AceMoneyAre you selling goods on eBay? Are you in a shareware business? Do it with AceMoney! AceMoney automates input of orders coming from PayPal, RegNow, RegSoft, SWReg and Plimus.Use AceMoney on Windows, Linux and MacAceMoney is a native Windows application which requires only 8 megabytes of memory and runs on any 32 or 64 bit version of Windows, from Windows 95 to Windows 7. AceMoney got a Platinum rating in Wine Application Database and works flawlessly out of the box in Linux and Mac OS.Enhancements:Updated Bloomberg data sourceFixed CashFlow report date filtering errorFixed calculation of custom fiscal year end dateAPR value is no longer dependent on currency formatFixed minor bugsRequirements:Windows XP, Vista, 7, Windows Server 2003/2008